Save effortlessly with Goals
A down payment, nest egg, or brighter future—own your savings journey with the Goals account. You decide your target savings and timeline. We’ll help you stay on track.
Make savings personal
Behind every Goal is a story, and we help you tell it. When you create a Goal, you’ll name exactly what you’re saving for. It’s a research-backed way to stay motivated.
Skip the fees
You don’t have to worry about hidden fees, minimum deposits, or commitment. It’s your money, you can take it out when you need it.1
How to start a Goal
1
Create it
Tell us what you’re saving for, how much you want to save, and what date you want to reach it by.
2
Fund it
Save at your own pace with one-time transfers, or set up recurring deposits to hit your Goal faster.
3
Reach it
Track your progress toward the finish line. We’ll help you celebrate the milestones you hit along the way.
Grow your savings with 4.00% APY
Multiplying your money is easier than ever now the Goals account has a 4.00% annual percentage yield (APY).2 That means you can earn interest just by keeping cash in your account (the Dave Spending account too).
Save while you spend
Have a Dave Spending account? Use Round Up to automatically, well, round up your purchases to the nearest dollar and save the change in your Goal of choice
Let’s hit those Goals
Start saving for your next big milestone with no minimums or commitment.
Got questions?
Our team’s got answers.
FAQ
What is a high-yield savings account?
What is APY?
How do high-yield savings accounts work?
When is your interest paid?
Can I withdraw money from my Goals account?
Is there a minimum deposit for a Goals account?
How does Round Up work?